Tom Betts
Director – Structured Finance
Structured Finance
Structured finance solutions continue to shape todays real estate financial landscape, offering dynamic and versatile funding offering for real estate businesses in every sector.
Topland Group has operated within this niche sector since 2011, providing property finance solutions to leading real estate developers, and investors across the UK and Europe.
Our commitment to delivering flexible, bespoke funding solutions and our streamlined credit process differentiates our offering from other structured finance platforms.
Topland Group provides a broad range of funding solutions across the full capital stack covering Senior Finance facilities right through to Preference Equity positions with such funding solutions ranging from £5m up to £100m. Our experienced team can provide bespoke flexible funding solutions to the most complex of transactions, with a streamlined credit process to better accommodate our client’s timeframes.
We also extend our expertise to joint venture business, providing equity backing to UK and European property developers and investors across various sectors. Whether it’s residential, commercial, or strategic land development, Topland Group has a proven track record of delivering a broad range of structured finance solutions.
Meet the Structured Finance Team
Tom is a member of the Group’s Investment Committee and main Board and leads the Structured Finance division of the Group. Tom has been with Topland since 2000, bringing over three decades of experience to the business. Tom set up the Group’s lending division in 2014, deploying over £1 billion in loans to date and establishing Topland as a key player in the alternative lenders market. Prior to joining Topland Tom held senior finance roles in both Barclays Bank Plc and Aviva.
Charlie is a Chartered Planning and Development Surveyor, having joined Topland in early 2018. Starting his career with Berkeley Homes as a Land Buyer, Charlie has worked in development and bridging finance for over a decade. Offering structured debt and equity, Charlie has funded a broad range of deals, including hotels, leisure, offices and residential, with various land and infrastructure deals also completed to date.
Antony is a Director within the Structured Finance Team and a member of the Group Investment Committee, having joined Topland in 2012. Antony has 25 years of property finance experience across private equity joint venture funding, banking, principal investment, and property development. During his career, Antony has advised and led on a broad range of real estate investment and development transactions and has over 5 years of bank restructuring experience.
James has 15 years of Real Estate experience across a variety of roles and asset classes. He began his career with Nat West group as part of their Graduate programme in 2008 and since then has had exposure to bilateral and syndicated loans as well as regulated lending. Prior to joining Topland, James worked at Credit-Suisse as part of their Wealth Management Team. He is a member of the Associated Property Lender, a Chartered Banker and is CFA qualified.
Tom is Investment and Development Manager within the Structured Finance Team, responsible for originating and managing both debt and equity investments. Tom has worked on projects involving strategic land loans, residential JVs, development land loans, education loans, supported living JVs and co-lending projects. Tom has been with the Topland Group for over 5 years.
Anish is a senior member of the structured finance team, having joined the Topland Group in 2021 from Pluto. Anish has involvement across the full deal cycle, from origination to redemption. Having been involved in real estate transactions of over £600M, Anish has established strong relationships with developers, intermediaries, and professionals across the real estate industry.
Supporting Our Clients With Structured Finance
Topland structured finance incorporates funding across the capital stack, from preferential equity through to senior charge lending with typical structured finance deal values between £5m-£100m. Our structured finance team provides funding secured against real estate asset classes including prime residential, hotels, commercial, and industrial in the UK.
The structured finance team has several decades of experience having deployed more than £1.5bn across structured finance deals in various real estate sectors. The structured finance team has significant experience dealing with real estate funding scenarios delivering bespoke solutions to the best in-class investors, property developers and operators based across the world, becoming a trusted structured finance partner of choice.
The team ensures structured finance execution certainty with extensive cash resources and applies a real estate-driven approach leveraging Topland’s industry expertise. The structured finance team typically provides structured finance facilities for up to 24 months. The structured finance team will support transactions across their life cycle, from acquisition to development through to stabilisation. Fast decisions are available due to the highly experienced structured finance team.